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The 6 C's of Lending 

By Jyoti Sarolia

​Character

 noun

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the mental and moral qualities distinctive to an individual.

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​Capacity

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 noun

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 the maximum amount that something can contain or produce.

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​Capital

 

 noun

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 wealth in the form of money or other assets owned by a person or organization or available or contributed for a particular purpose, such as starting a company or investing. 

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​Condition

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 noun

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 something on which the carrying out of an agreement depends.

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​Communication

 

noun

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the imparting or exchanging of ideas, information, and feelings.

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​Collateral

 

noun

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anything you own that has equity in it.

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